Insurance??
Would you purchase extra travel health insurance if you were going on vacation? I'm not sure if we would. We never get the insurance option, even though we should, as you never know what might happen. After I booked out trip to Florida a few years ago, I worried for months that something would happen and we wouldn't be able to go. We would have been out of a lot of money. Thankfully nothing happened and we all got to enjoy that wonderful, well deserved vacation!
We haven’t, but thankfully our Credit card carries some on it. (They cover car rental because we had to use it twice)