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Do you need one of these?
This time of year I wonder how many people are going to go take out a cash advance? The sinking feeling of all the credit card debt they have from the holiday's gets the better of them. I am grateful that we don't have to do this, but like knowing there are places out there that we could go to if needed. I would just make sure I paid it all off and not let it snowball like my past credit history!